Guggenheim Treasury Services Pioneers Digital Commercial Paper on XRP Ledger
In a significant development for the cryptocurrency and traditional finance sectors, Guggenheim Treasury Services, a subsidiary of Guggenheim Capital, has announced the issuance of Digital Commercial Paper (DCP) on the XRP Ledger (XRPL). This innovative financial instrument is backed by U.S. Treasuries and boasts Moody''s Prime-1 rating, the highest possible for short-term debt instruments. The initiative underscores the growing adoption of blockchain technology in mainstream finance, leveraging XRPL''s advantages such as rapid settlement times, cost efficiency, and round-the-clock accessibility. This move is expected to modernize treasury management practices and further validate the utility of XRP and its underlying ledger in institutional finance. As of June 2025, this development marks a pivotal step in bridging the gap between traditional financial instruments and decentralized ledger technology, potentially boosting XRP''s relevance and adoption in the global financial ecosystem.
Guggenheim Treasury Services Launches Digital Commercial Paper on XRP Ledger
Guggenheim Treasury Services, a subsidiary of Guggenheim Capital, has begun issuing Digital Commercial Paper (DCP) on the XRP Ledger (XRPL). The DCP is a fixed-income asset backed by U.S. Treasuries and carries Moody''s Prime-1 rating, the highest for short-term debt instruments. This MOVE leverages XRPL''s fast settlement, low costs, and 24/7 accessibility to modernize treasury management.
Since its initial launch in September 2024, DCP has processed over $280 million in issuance. The asset is fully collateralized by maturity-matched U.S. Treasury securities and offers custom maturities of up to 397 days. Institutional clients now gain access to a seamless liquidity solution integrated into global treasury systems.
The issuance is structured through Great Bridge Capital Company, a bankruptcy-remote SPV established by Guggenheim to ensure investor protections. This development marks another stride in the tokenization of real-world assets on public blockchains.
Investors Shift Focus from XRP to Emerging Layer 1 Blockchain Kaanch Amid Stagnation
Payment-focused investors are migrating from established cryptocurrencies like XRP to Kaanch, a LAYER 1 blockchain with advanced infrastructure and real-world utility. The project''s presale, now in stage 6 at $0.32 per token, offers a critical entry window before the price doubles to $0.64 in the next phase.
XRP continues to struggle despite regulatory developments, including Ripple''s RLUSD stablecoin approval. Trading at $2.21 with a 4.40% monthly decline, its stagnation has prompted investors to seek alternatives with stronger fundamentals and growth potential.
Kaanch Network distinguishes itself with unmatched technical capabilities, processing 1.4 million transactions per second with 0.8-second finality. This performance enables instant trade execution and seamless smart contract operations, positioning it as an ideal solution for decentralized applications and microtransactions.
Ripple Labs Boosts XRP Demand with $5M APAC Blockchain Expansion
Ripple Labs is accelerating its Asia-Pacific (APAC) expansion with a fresh $5 million commitment to blockchain education and research. The funding, channeled through its University Blockchain Research Initiative (UBRI), targets academic institutions in Taiwan, Australia, and existing partners like South Korea''s Yonsei University and Japan''s Kyoto University.
The investment builds on Ripple''s prior $25 million U.S. education initiative, directly fueling XRP adoption by cultivating regional blockchain talent. Singapore''s Nanyang Technological University and National University of Singapore have already secured over $3 million collectively, demonstrating Ripple''s long-term strategy to embed XRP into APAC''s financial infrastructure.
XRP Affordability Crisis Intensifies as Economic Pressures Mount
Rising global living costs are creating a barrier to entry for retail investors seeking exposure to XRP. With the token''s price surpassing $2, accumulating meaningful positions has become prohibitively expensive for average buyers. The economic squeeze—characterized by stagnant wages and currency devaluation—is forcing holders to liquidate assets for basic necessities.
Community leaders warn the window for meaningful XRP accumulation may be closing. Edoardo Farina notes distressed selling across 20+ countries as essential expenses take priority. The asset''s diminishing accessibility raises questions about long-term growth potential for late entrants.
Fiat currency depreciation compounds the issue—today''s dollar buys substantially fewer XRP than during previous market cycles. This affordability crisis emerges as a litmus test for cryptocurrency adoption during economic downturns.
Guggenheim Launches Tokenized U.S. Treasuries on XRPL for Institutions
Guggenheim Treasury Services has introduced Digital Commercial Paper (DCP), a tokenized asset backed by U.S. Treasuries, on the XRP Ledger (XRPL). The product targets institutional investors seeking efficient fixed-income solutions on blockchain infrastructure. Zeconomy facilitates issuance and management, leveraging XRPL''s fast settlement and low-cost transactions for global accessibility.
The DCP carries a Prime-1 Moody''s rating and features matched-maturity Treasury backing. Guggenheim ensures compliance through a bankruptcy-remote structure, while Great Bridge Capital handles custody. This move signals growing institutional adoption of blockchain for traditional finance operations.
XRPL''s institutional-grade reliability supports 24/7 transactions, accelerating issuance cycles. The ledger continues expanding its ecosystem of tokenized real-world assets, positioning itself as a bridge between decentralized networks and large-scale treasury management.
XRP Price Prediction: Will June 16 Trigger a Bull Run?
XRP is holding steady above the critical $2.25 support level, a zone reinforced by the 0.382 Fibonacci retracement. Analysts have long flagged mid-June as a potential turning point, and the current consolidation suggests a decisive move may be imminent.
After testing lows near $2.10–$2.20, XRP has rebounded, with resistance now forming at $2.50 and $2.65. A breakout above these levels could propel the token toward $3.00, a threshold that WOULD confirm bullish momentum. Declining trading volume often precedes volatility, and on-chain data reveals increasing whale accumulation—a classic precursor to major price action.
The looming June 16 deadline in Ripple''s legal battle with the SEC adds another layer of intrigue. A favorable outcome could catalyze a rally toward $8–$13, with long-term projections like EGRAG CRYPTO''s "Guardian Arch" even suggesting $20–$27 targets. Conversely, a failure to hold $2.20 could invalidate the bullish thesis.